FU JI MOTORPOL HIRE PURCHASE SDN. BHD. (SSM No: 1389786W / 202001033465)
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FU JI MOTORPOL
HIRE PURCHASE SDN. BHD.

Licensed Financial Leasing, Hire Purchase & General Insurance Agency in Sarawak, Malaysia. Wholesale & Retail sale of motor vehicle parts, components, accessories, and flexible HP installment plans.

Explore Motor Fleet & Pricing
Google Maps
CTOS / CCRIS
Credit Risk Evaluation
LHDN
MyInvois e-Invoice
3.85%
HP Fixed Interest p.a.
// Campaign Banners & Motor Posters

ACTIVE SHOWCASE PROMOTIONS & CAMPAIGNS

Managed by Admin & Master. Upload promotional posters & banners to display on homepage.

// Motor Fleet & Wholesale Parts

Motor Selling & Items

Wholesale and retail sale of parts, components, tools, and vehicles with SST 6% compliance.

// Malaysia HP Act 1967

HIRE PURCHASE FINANCIAL LEASE CALCULATOR

Calculate financial leasing terms for FU JI MOTORPOL HIRE PURCHASE SDN. BHD. customers.

Vehicle OTR Cash Price RM 38,500
Down Payment (Deposit) RM 7,700 (20%)
Lease Tenure (Months) 36 Months

HP Payment Breakdown

Principal Loan Amount RM 30,800
Interest Rate (Fixed p.a.) 3.85% p.a.
Total Interest Payable RM 3,557
Estimated Monthly Installment
RM 954
Subject to CTOS credit risk evaluation
// Automated Customer Communication Suite

WHATSAPP MESSAGING & AUTO-QUERY BOT

Send LHDN Tax Receipts, HP monthly payment reminders, and enable automated customer WhatsApp self-service queries.

Dispatch Receipt / Custom Message

Target: +60109856391

Customer Self-Service Auto-Reply Bot

Bot Status: ACTIVE

Customers can message the bot with standard commands to query their account details:

• BAL or HP : Query HP loan balance & installment
• INV : Lookup latest LHDN e-Invoice
• RATE : Get current motor insurance & HP rates
FU JI BOT: Welcome to FU JI MOTORPOL! Reply with BAL to check your HP account, or INV for e-Invoice.
// Credit Risk Intelligence & Underwriting

CUSTOMER FINANCIAL CREDIT RISK EVALUATION REPORT

Assess applicant creditworthiness, CTOS score, Debt Service Ratio (DSR), and bankruptcy status to minimise financial risk.

Live Applicant Credit Assessor

CTOS & CCRIS Engine

Financial Risk Scorecard Result

LOW RISK
Estimated CTOS Score
765 / 850
EXCELLENT CREDIT STANDING
Debt Service Ratio (DSR): 39.1% (Safe < 60%)
CCRIS Default Record Check: 0 Missed Payments (Clean)
Bankruptcy & Legal Proceeding: NO RECORD FOUND
RECOMMENDED FINANCING ACTION: APPROVE HIRE PURCHASE LEASE

Past Applicant Credit Audit History

Report ID Applicant Name & IC/SSM Monthly Income DSR % CTOS Score Risk Level Underwriting Result Actions
// Real-time Retail & Service Terminal

CASHIER & POS TERMINAL

Issue instant SST Tax Receipts with compliant LHDN MyInvois QR Code & UUID.

Current Sale Order

0 Items
Cart is currently empty. Click on items to add.
Subtotal (Excl. Tax)RM 0.00
Discount
RM
SST Tax Rate
RM 0.00
Grand Total (Payable)RM 0.00
// Inland Revenue Board of Malaysia (IRBM)

LHDN MyInvois e-INVOICE PORTAL

Manage e-Invoices, view IRBM UUID validation logs, and issue B2C Consolidated Monthly Submissions.

Total e-Invoices Issued
0
LHDN Validated Ratio
100%
Gross Billed Value
RM 0.00
Total SST Collected
RM 0.00
Invoice Ref IRBM Unique UUID Date & Time Buyer Name / Company Buyer TIN / IC Subtotal SST (6/8%) Total (MYR) LHDN Status Actions
// Wholesale & Vehicle Chassis Registry

PARTS, ACCESSORIES & VEHICLE INVENTORY

Track motorcycle VIN chassis numbers, engine codes, spare parts stock levels, SST tax codes, and supplier details.

SKU / Barcode Item & Description Category & Location SST Rate Supplier / Vendor Cost Price Selling Price Stock (UOM) Status Actions
// Jabatan Pengangkutan Jalan (JPJ) & Insurance

JPJ ROAD TAX & GENERAL MOTOR INSURANCE CALCULATOR

Calculate official Malaysia JPJ roadtax rates by engine CC and Motor Comprehensive Insurance NCD discounts.

JPJ Road Tax Rate Calculator

LKM Malaysia
Engine Bracket: 501cc - 800cc
Annual Roadtax Fee: RM 250.00

General Motor Insurance NCD Estimator

Kurnia / Etiqa / Allianz
Basic Gross Premium:RM 1,225.00
(-) NCD Discount:-RM 673.75
(+) SST Tax (6%) & Stamp Duty:RM 43.08
NET INSURANCE PAYABLE: RM 594.33
// Statutory Compliance (KWSP / PERKESO / LHDN PCB)

HR & PAYROLL SYSTEM (MALAYSIA)

Manage employee directory, calculate statutory deductions (EPF 11%/12%, SOCSO, EIS, PCB Tax), and issue monthly payslips.

Total Staff Headcount
0 Staff
Total Basic Monthly Payroll
RM 0.00
KWSP EPF Employer (12/13%)
RM 0.00
SOCSO & EIS Total
RM 0.00
Emp ID Full Name & Designation MyKad IC No Basic Salary Allowances KWSP EPF No SOCSO No PCB TIN Actions
Staff Name Basic Gross Pay EPF Emp (11%) EPF Boss (12-13%) SOCSO (Emp/Boss) EIS (0.2%) PCB Tax Nett Salary (RM) Payslip Action
Staff Name Leave Type Start Date End Date Total Days Reason Status Action
// Financial Leasing & Customer Ledger

HIRE PURCHASE (HP) FINANCIAL LEASING LEDGER

Manage customer installment agreements, monthly payment collections, and outstanding loan balances.

Active HP Accounts
0 Accounts
Total Principal Financed
RM 0.00
Total Outstanding Principal
RM 0.00
Monthly HP Collection Target
RM 0.00
Agreement No Borrower Name & MyKad IC Vehicle Model Principal Loan Tenure Monthly (MYR) Payments Made Balance Loan Status Actions
// Kastam Diraja Malaysia & Financial Reporting

BUSINESS ANALYTICS & SST-02 RETURN SUMMARY

Real-time financial dashboard and SST tax returns preparation for Royal Malaysian Customs Department.

Total Sales Revenue
RM 0.00
Net Sales (Excl. SST)
RM 0.00
Total SST Payable (Form SST-02)
RM 0.00
Est. Net Profit Margin
RM 0.00

Kastam SST-02 Return Declaration Summary

Taxable Period: Current Month
Part A: Sales Subject to SST 6% (Standard Rate)
Motorcycles, Spare Parts & General Accessories
RM 0.00
Tax: RM 0.00
Part B: Services Subject to SST 8% (Service Rate)
Workshop Labor & Specialist Tuning Services
RM 0.00
Tax: RM 0.00
Part C: Exempted / Zero-Rated Sales (0%)
Designated Exempt Export & Official Exemptions
RM 0.00
Tax: RM 0.00
TOTAL SST AMOUNT PAYABLE TO KASTAM MALAYSIA: RM 0.00

P&L Income & Operating Cost Analysis

Automated Ledger
(+) Gross Revenue (Sales & Services)+RM 0.00
(-) Cost of Goods Sold (COGS Inventory)-RM 0.00
(=) Gross Trading MarginRM 0.00
(-) Monthly HR Payroll (Basic + Allowances + EPF/SOCSO Boss)-RM 0.00
(-) SST Tax Liability-RM 0.00
ESTIMATED NET OPERATING PROFIT: RM 0.00